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Pros
Cons

The Penn Warranty Corporation (PWC) has been around for more than 30 years, and throughout the years, has gained popularity for providing premium vehicle service contracts and consistent service to vehicle owners. Its years of experience has helped to gain the trust of many drivers when it comes to cushioning them from out of pocket repair costs. 

While car repairs are inevitable and can become quite costly The Drive shared a resourceful article on one of the major players in the extended warranty providers which can save you a lot of money in the long term.

So how do you get one of its vehicle service contracts? It’s easy. The service contracts are sold via a chain of new and used car dealers who are partners with the Penn Warranty Corporation. You can also purchase it directly from the company’s website. We are going to have a deeper look into what the warranty has to offer, the good, the bad, and if it’s worth the investment.

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Better Extended Coverage

Don’t just rely on the factory warranty. New or used, there’s a great extended warranty with one of these providers:

Want to save money on an extended warranty? Don’t just stick with a warranty from the factory. You can get more coverage and save more money with a plan from Endurance.

Rated the top warranty provider by Consumer Advocates, Consumer Affairs, and Retirement Living, Endurance offers a number of high-quality warranty plans you can tailor to your personal needs.

Get a free quote today or call to speak with an Endurance representative: 1-855-426-0518

GET A FREE QUOTE

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

GET A FREE QUOTE

Autopom! is the warranty provider of choice for many California residents struggling to find quality options in the state. The company’s line of insurance plans is great for saving money on services and repairs that come up unexpectedly.

Check out the autopom! website or or call for a free quote: 1-888-843-8078

GET A FREE QUOTE

Penn Auto Insurance Overview

Before buying Penn’s warranty, you need to be sure of the miles you usually drive per month, the estimated repair costs throughout the life of your vehicle, and the duration you are willing to keep the vehicle. This information will help you determine the most favorable policy you can fall under. The available policies are as follows: 

  • Basic: This is the most affordable policy available and will help keep your vehicle in good shape by covering the basic components. This includes the engine, transmission, steering components, suspension, electrical systems, cooling systems, brake components, transfer case and internal parts, seals, and gaskets. You can either choose a six-month or 7,500-mile cover or a 36-month or 45,000-mile cover.
  • Standard: This is an improvement on the basic cover, and covers more differential and electrical components, including front axle joints on four-wheel drives, power seat motors, power window motors, and power door lock actuators. It’s an unlimited mileage cover.
  • Gold/Platinum: In addition to the parts covered in the standard policy, the Gold or Platinum policy also covers the air conditioning system. It’s an unlimited mileage cover, and also includes emergency roadside assistance services.
  • Elite: This is a premium cover that has no restriction on mileage. It’s Penn’s most comprehensive policy and covers all parts covered in the Gold Policy. The main difference is that it covers more parts than the aforementioned policies when it comes to the engine, differential, steering, electrical, suspension, and air conditioning system. Other unique parts covered include coolant leaks and damages to the fuel delivery system.

 

You don’t have to take your vehicle to a specific repair facility, but instead, you can choose the nearest repair facility. The chosen repair facility will be considered to be qualified since you chose it. Also, nothing changes, with regards to the parts covered, after you renew your contract despite the age of your vehicle.

Insurance Costs

Penn’s insurance costs are not determined by your vehicle’s age or mileage, but your vehicle’s retail value. This makes it hard to put a price on the type of policy. However, you can contact the customer service team via the contacts provided on the website to get an estimate. 

Once you take out a claim for the repair, Penn’s customer service will contact the repair facility to get an estimate after verifying the failure. There’s a “per occurrence charge” or deductible whenever you visit a repair center. The deductible is $100 and is only charged once even if you get more than one repair done per visit. In case you want to sell your vehicle, the remainder of the policy is transferable at a $100 fee. 

Things We Like

All the services you need, whether to purchase a contract, request roadside assistance, or make a claim, are only a phone call away. Penn Warranty has a team of customer service providers that provide consistent service.

It takes less than seven days to know if your service contract has been accepted. After acceptance, you are allowed to purchase Penn’s extended warranty after 30 days of the purchase date of your vehicle. 

The Penn Warranty doesn’t restrict you to a specific repair service provider. You are allowed the freedom of taking your vehicle to any competent repair shop that is closest to you. You can also request to get the repair payments directly instead of having the service provider pay the repair shop directly. 

Also, it’s one of the few warranties that covers wear items that are worn past the manufacturer’s service limits. The wear items include rings and valve guides. 

Things We Don’t Like

The warranty is not available to all types of vehicles. To be eligible, your vehicle must have a resale value of over $2,500, and PWC has to approve of the vehicle. Also, most luxury vehicles, vehicles over one ton, hybrid vehicles, and collectibles are not eligible for the warranty. This includes Alfa Romeo, Ferrari, Bentley, M-Series BMW, Land Rover, Range Rover, and Rolls Royce. 

Although you can choose your repair facility, you have to call before opening a claim about repairing your vehicle. The downside to that is that the customer service isn’t available 24/7. They are only available from Monday to Friday, from 9 a.m. to 5 p.m. 

The warranty is not a bumper-to-bumper cover. Even the most comprehensive policy only covers essential powertrain components and systems in the vehicle. Also, breakdowns or repairs resulting from pre-existing problems are not covered in the warranty, and only vehicles under the Elite policy get a full diagnostic check at the beginning of the cover. 

Is Insurance from Penn Auto Warranty Worth It?

The Penn Auto Warranty offers a good protection plan for vehicles despite their age or mileage. It’s also flexible and comes with different policies to suit the budget of the motorist. You can choose from basic coverage to more comprehensive protection for most parts of your vehicle, including roadside assistance. 

One of the imitations of the cover is that not all types of vehicles are covered so you have to call to confirm if yours is on the list of the covered vehicles. Besides that, it’s a cover worth investing in if you want a prolonged relationship with a trustworthy warranty provider.  

More Information

Here are a few more resources you can use:

More Protection and Peace of Mind

If you really want to cover your vehicle (and your wallet) from unexpected issues and costs, check out these great third-party providers below:

Want to save money on an extended warranty? Don’t just stick with a warranty from the factory. You can get more coverage and save more money with a plan from Endurance.

Rated the top warranty provider by Consumer Advocates, Consumer Affairs, and Retirement Living, Endurance offers a number of high-quality warranty plans you can tailor to your personal needs.

Get a free quote today or call to speak with an Endurance representative: 1-855-426-0518

GET A FREE QUOTE

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

GET A FREE QUOTE

Autopom! is the warranty provider of choice for many California residents struggling to find quality options in the state. The company’s line of insurance plans is great for saving money on services and repairs that come up unexpectedly.

Check out the autopom! website or or call for a free quote: 1-888-843-8078

GET A FREE QUOTE

FAQs

Q: Is it worth buying Penn auto extended warranty?

Yes, it is. It will provide a prolonged cover for your vehicle after the original vehicle warranty expires. The remainder of the cover can be transferred to the new vehicle owner, which helps to boost your vehicle’s resale value.

Q: What does Penn auto warranty cover?

It covers the cost of servicing basic powertrain components. This includes the engine, transmission, and differentials. It also covers basic systems such as electrical, cooling, air conditioning, and steering system.

Q: Can I get a refund on Penn auto extended car warranty?

Yes, you will receive a refund if your vehicle is totaled or stolen. The refunds are determined by the stipulations listed on your contract.

Q: Are there alternatives to the Penn auto extended warranty?

Yes, there are other third party extended warranty providers which are worth exploring before making your final call. The Drive put together a detailed third party warranty review which can help get you informed about alternatives available. It’s always a good idea to compare providers and their plans with one another, and based on your needs and budget choose the one that fits your needs.

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