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KIA EXTENDED WARRANTY BASICS

Specifications
  • 0
    YEARS
    or
    Up to 120,000 MILES

    Warranty Coverage

Pros
  • Ability to choose from one of five different plans
Cons
  • Few added perks

Kia Motors America offers its customers an extended warranty, otherwise known as a vehicle protection plan, after the bumper-to-bumper and powertrain warranties on a new car come to an end. This extended warranty covers repairs and replacement parts on hundreds to thousands of components, depending on which plan is selected.

Similar to service contracts provided by other automakers, Kia’s extended warranty costs money. We dug into the details to determine whether the extra expense is worth the protection that the plan provides in the event of a warranty-related disablement.

Better Extended Coverage

Don’t just rely on the factory warranty. New or used, there’s a great extended warranty with one of these providers:

Want to save money on an extended warranty? Don’t just stick with a warranty from the factory. You can get more coverage and save more money with a plan from Endurance.

Rated the top warranty provider by Consumer Advocates, Consumer Affairs, and Retirement Living, Endurance offers a number of high-quality warranty plans you can tailor to your personal needs.

Get a free quote today or call to speak with an Endurance representative: 1-855-426-0518

GET A FREE QUOTE

CarShield Logo

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

GET A FREE QUOTE

Autopom Logo

Autopom! is the warranty provider of choice for many California residents struggling to find quality options in the state. The company’s line of insurance plans is great for saving money on services and repairs that come up unexpectedly.

Check out the autopom! website or or call for a free quote: 1-888-843-8078

GET A FREE QUOTE

What IS Included

Kia owners can purchase up to 120,000 miles of coverage depending on the age and mileage of the vehicle. Dubbed the Kia Distinction Vehicle Protection Plan, the Kia warranty kicks in on the vehicle purchase date and is split into five coverage levels: Powertrain, Silver, Gold, Gold Plus, and Platinum.

The least comprehensive level of coverage is Powertrain, which covers mechanical breakdowns related to the engine, transmission, and drive axle. It also covers additional hybrid/plug-in electrical compressed natural gas components.

Next is Silver protection, which offers the same protection as Powertrain as well as coverage for steering, electrical, brakes, air conditioning, front suspension, and additional hybrid components. 

The Gold level encompasses both Powertrain and Silver protection as well as front suspension and additional electrical components. Gold Plus kicks it up a notch by covering the aforementioned components as well as the rear suspension, cooling components, fuel lines, injectors, and related components.

Platinum is the top level, and according to the automaker provides “ultimate peace of mind” protection by covering many of the vehicle’s assemblies.

Each of the five protection plans is transferable to a subsequent owner, and the cost of the plan can be included in a vehicle’s financing. Warrantable repairs are carried out at Kia dealerships or 6,000 other authorized service centers and licensed repair facilities in the United States and Canada.

When a warrantable repair is carried out, Kia will replace necessary fluids, oils, greases, lubricants, and approved air conditioner gases.

Added Perks

The five different protection plans come with towing coverage up to $75 per covered mechanical breakdown. And if you require transportation while your vehicle is being serviced, the automaker provides rental car reimbursement up to $35 per day for a maximum of 10 days. 

Also included is travel coverage that reimburses owners up to $100 per day (at a maximum of $500), for food and lodging should a vehicle break down more than 100 miles from home.

What’s NOT Included

The Platinum level of protection is exclusionary, meaning it covers everything except what is listed in the exclusions section of the warranty. This includes items such as the following: brake linings, brake drums and rotors, disc brake pads, air bags, glass, lenses, trim, tires, light bulbs, upholstery, paint, filters, exhaust system, catalytic converter, and shock absorbers.

While Kia’s extended warranty is fairly comprehensive, depending on which plan you select, it does not pay or reimburse for issues related to lack of maintenance, environmental damage, improper towing, or breakdowns due to vehicle misuse/abuse/negligence.

In addition, Kia will not pay for burnt valves, worn or carbon-fouled piston rings, or the adjustment of oil consumption.

The Good

One of the things we like about Kia’s extended warranty is the ability to choose from one of five levels of protection. The Platinum plan in particular is (mostly) comprehensive with just a few exclusions. In addition, the warranty’s transferability can increase a vehicle’s resale value.

Another benefit is that repairs are carried out at a Kia dealer, authorized facility, or licensed repair facility. This gives you a lot of options and ensures that your new vehicle is being repaired by qualified service technicians. 

The extended warranty also includes towing assistance, rental car expenses, and trip interruption benefits, which are particularly helpful if you’re a frequent traveler.

The Bad

While the Kia Distinction Vehicle Protection Plan provides a myriad of options when it comes to the type of protection you prefer, it’s not exhaustive. Even the most comprehensive plan, Platinum, excludes several items in its car warranty. The more you pay, the more coverage you receive, but you’re still not 100 percent protected.

In addition, Kia will not pay for repairs or problems related to improper towing, environmental conditions, improper maintenance, or breakdowns due to vehicle abuse or negligence.

Finally, Kia provides minimal roadside assistance through its extended warranty compared to some of its competitors, which often include help with problems such as dead batteries, fuel delivery, and flat tires. However, Kia’s basic warranty provides emergency roadside assistance for up to five years/60,000 miles. 

Takeaway Value

Before we discuss the value of Kia’s extended warranty, it’s worth noting that the automaker’s basic warranty is quite robust on its own, and it’s known for its 100,000-mile warranty program.

Specifically, the manufacturer provides five year/60,000 mile bumper-to-bumper protection and 10 year/100,000 mile powertrain protection on a new Kia vehicle. 

As such, an extended warranty from Kia is less valuable than one from a competing manufacturer such as Ford, which has a much shorter limited basic warranty (three year/36,000 mile bumper to bumper coverage and five year/60,000 mile powertrain coverage). 

In other words, if you buy a Kia, the powertrain components, in particular, are already protected for a long period of time. Still, it’s worth considering a service plan if you want the peace of mind that comes from comprehensive component coverage beyond the engine, transmission, and drive axle.

More Protection and Peace of Mind

If you really want to cover your vehicle (and your wallet) from unexpected issues and costs, check out these great third-party providers below:

Endurance Logo

Want to save money on an extended warranty? Don’t just stick with a warranty from the factory. You can get more coverage and save more money with a plan from Endurance.

Rated the top warranty provider by Consumer Advocates, Consumer Affairs, and Retirement Living, Endurance offers a number of high-quality warranty plans you can tailor to your personal needs.

Get a free quote today or call to speak with an Endurance representative: 1-855-426-0518

GET A FREE QUOTE

CarShield Logo

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

GET A FREE QUOTE

Autopom Logo

Autopom! is the warranty provider of choice for many California residents struggling to find quality options in the state. The company’s line of insurance plans is great for saving money on services and repairs that come up unexpectedly.

Check out the autopom! website or or call for a free quote: 1-888-843-8078

GET A FREE QUOTE

FAQs

Q: How much does an extended warranty cost?

It depends on several factors, including the type of extended warranty you select as well as the age and mileage of your vehicle. Extended warranties from either the automaker or third-party companies cost several hundred dollars a year, but there are no one-size-fits-all plans for all makes and models.

Q: When can I buy an extended warranty?

Typically, you must purchase an extended warranty before the factory warranty on your vehicle expires.

Q: Can I transfer a Kia extended warranty to another owner?

Yes. Kia, like many automakers, permits owners to transfer their vehicle protection plan to a private party. Many people find this perk appealing, and it can drive up the vehicle’s resale value.

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